Q: What is the difference between SSI and SSDI?
A: Social Security Disability Insurance and Supplemental Security Income are both disability benefits, but they are not the same. Those who have contributed to social security during their work history and have accumulated enough credits, are eligible for SSDI. To determine eligibility for SSDI, Social Security will look at the earnings history, time in workforce and earned credits of an individual. While in the workforce, an individual earns one work credit for every calendar quarter. You are usually eligible for SSDI if you have earned 20 credits out of the past 40 quarters. Eligibility for SSI benefits, however, are dependent upon the financial needs of an individual. SSI can be awarded, regardless of work history. To be eligible for SSI, an individual cannot earn more than $1,433 per month in wages ($694 per month if the income is not from wages). All assets and earnings affect eligibility for SSI. If you have any questions about whether you qualify for SSI or SSDI, contact a social security lawyer.
Q: Should I hire a social security lawyer if my application for disability was not approved?
A: You do not need to have a social security lawyer in order to appeal your claim. But, claimants are often advised to hire a social security lawyer for the appeals process. You will need to file for reconsideration first. Frequently, a claim is denied again after reconsideration. The next step after reconsideration is to request a hearing for your case. A social security lawyer is extremely beneficial when a claim goes through a hearing. The likelihood that your claim will be denied decreases with an advocate like a lawyer on your side. You have peace of mind, as a social security lawyer will make sure that your claim is arbitrated fairly all the forms are completed correctly and on time. Additionally, a lawyer can help establish the best date of onset for your condition and file for any back pay benefits.
Q: Do I let my lawyer complete and submit all forms for social security disability benefits?
A: A social security lawyer will make sure that all forms are completed appropriately and on time. That being said, you should understand and know what paperwork is required. You should communicate with your lawyer frequently. Although the attorney will make sure you complete everything, some forms should be your responsibility. The application for disability benefits and anything that involves your employment history, for example, can be filled out by you.
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